To Our Shareholders

We are pleased to report that a dividend will be paid to shareholders for a record tenth consecutive year. Creative Benefits for Educators has brought continued value to membership while rewarding its Shareholders

Our Name Says Who We Are

In 2006 the Board and Shareholders approved a change in the company name to Creative Benefits for Educators (CBE). We believe this name accurately describes who we are and what we do. CBE has a new name, but it continues to provide the same high quality service you have come to trust.

This is our business... and it’s our only business.

Major Changes in 2007

In March, CBE launched its brand new Member Benefits Program. We now have three fully trained Member Benefits Consultants working with local organizations throughout the state to develop local Action Plans. These local plans will encourage more members to take advantage of member programs and services... thereby adding value to membership. CBE continues to provide proof that “Membership doesn’t cost, it pays.”

A Focus on Performance
Our Business Partners

• Financial & Retirement Planning. AIG/VALIC is the leading financial services company dedicated to meeting the needs of Florida’s educational community. A comprehensive financial plan (valued at $350) is offered by AIG/VALIC to sponsoring education organizations as a “privilege of membership. ” Other programs and services have also been expanded, including a statewide DROP education program.
  
  
• Auto/Home Insurance. Underwritten by Liberty Mutual, Educators Plus is recognized as one of the premier automobile and homeowner insurance programs in the nation and has been designed to meet the special needs of Florida’s education community. With Educators Plus, the normal deductible is waved if the policyholder’s car is vandalized or stolen while on school property. Competitive auto insurance rates are made even more attractive due to an extra “Members Only” discount of 10%.
  
  
• Members Only Enrollments. American Fidelity has now partnered with Creative Benefits to provide key insurance programs to members at the worksite featuring convenient payment through payroll deduction. These “Members Only” enrollments have also proven to be a successful membership recruitment tool netting FEA locals more than 2,500 members over the last five years. These new members generate more than $1.5 million per year in new dues revenue.
  
  
• FEA Credit Card. FEA has its own VISA credit card, just for members, with special savings and terrific rates. Four types of cards are offered including a “cash back” and popular “travel rewards” card. Every purchase results in a donation to FEA’s Foundation for Educational Achievement to fund scholarships and other worthwhile educational activities.